About
I ran technology. Now I build it.
I spent a decade inside large financial institutions, accountable for global technology organizations, payment platforms, and the audits that come with them. Prior I was CTO for 5 start-ups in different industries, including one of the first and largest internet properties. I left because the interesting problems had moved to smaller companies with real operations and no one to build for them.
Now I do the whole job: the architecture, the data model, the integration, and the interface. The work ships, gets used because you helped design it, is secure & auditable and handed over to your teams.
I have been innovating my whole career, now instead of power pointing my ideas for internal committee approval, I build it in days/weeks for your approval.
25+
Years in enterprise technology
Top 15
Developed and ran one of the largest Internet properties in the world
19
Applications shipped with AI-assisted delivery
Scale
Large team and Budget experience
Career history includes Wells Fargo and JPMorgan Chase. Figures reflect programs led; institutions are listed as employment history, not as endorsements or current clients.
Why me
I have watched five technology waves arrive. That is why I can tell you which parts of this one are real.
Every wave shows up with the same promise and the same vendors. I shipped production systems through the web, mobile commerce, cloud, real-time payments, and automation — before the consensus formed and after the hype cleared. AI is the sixth, and it is the first one that genuinely changes what a single person can deliver. It still needs someone who knows which parts to trust.
1999–2006
The web goes commercial
First CTO at Monster Worldwide. Revenue $70M → $1.2B; technical operations 20 → 1,000+.
Mid-2000s
Mobile commerce
Rebuilt Nokia's global mobile commerce platform. 1,000% growth in key engagement metrics.
2012–2017
Cloud & digital banking
Modernized digital platforms at JPMorgan Chase. Independent product ranking #4 → #1 globally.
2017–2020
Real-time payments
Delivered the industry's first commercially live RTP system. Many Bank products moved to the cloud.
2020–2022
Automation & SRE
Head of Automation at Barclays. 3–5x annual ROI; provisioning time cut in half.
2022–now
AI-assisted delivery
Eleven production applications designed, built, secured, and deployed — most of them solo.
1999–2006
The web goes commercial
First CTO at Monster Worldwide. Revenue $70M → $1.2B; technical operations 20 → 1,000+.
Mid-2000s
Mobile commerce
Rebuilt Nokia's global mobile commerce platform. 1,000% growth in key engagement metrics.
2012–2017
Cloud & digital banking
Modernized digital platforms at JPMorgan Chase. Independent product ranking #4 → #1 globally.
2017–2020
Real-time payments
Delivered the industry's first commercially live RTP system. Many Bank products moved to the cloud.
2020–2022
Automation & SRE
Head of Automation at Barclays. 3–5x annual ROI; provisioning time cut in half.
2022–now
AI-assisted delivery
Eleven production applications designed, built, secured, and deployed — most of them solo.
Innovator
1st
first credit card processed on-line for Amazon, first commercially live RTP system in the industry
Delivered the industry's first commercially live Real-Time Payments system and moved many Bank products to the cloud. The pattern repeats: take the thing everyone says can't change, and change it in production.
Team builder
1,600
engineers led at peak
Led organizations of 150, 1,200, and 1,600 engineers, and grew one technical operation from 20 people to over 1,000 across multiple regions. Cut contractor reliance from 80% to 30% by building the in-house bench instead of renting it.
Internet pioneer
$70M $1.2B
revenue scaled as first CTO
First CTO of Monster Worldwide during the web's commercial build-out, scaling the platform from $70M to $1.2B in revenue. Named a Computerworld Top 100 CIO and one of InfoWorld's 25 Most Influential CTOs.
Operator
$7B
business unit run end to end
A $7B business unit, a $150M budget, 500 applications, 50% fewer outages, $150M in annual savings from a single cost-optimization framework. Strategy that never reaches a run book is just a deck.
What I bring that a builder doesn't
A fix that is the same at both ends.
I build the tools SaaS will never build for you.
- 01Define the measure once
- 02Give it an owner
- 03Publish it
- 04Make every screen read that one series
Business fluency
I learn your operation, your customers, and your economics before writing a line of code. The result is software that tracks what actually drives the business.
Metrics that matter
I work backward from the decisions you need to make, then define the KPIs, data sources, and tracking that make them visible.
Dashboards you act on
From real-time business views, finance, operations, customer support, network and production equipment, I build the detailed views AND the executive summaries. AI enhanced insights into recurring problems and reocmmednations included. AI chat access to your largest datasets, mobile alerts, email reports, you choose how you want to consume the data. I build the interface that turns data into a decision.
Stanford + twenty years
Stanford Executive Program and more 25+ years running technology for global institutions. A builder brings code; I bring judgment from having shipped at scale.
Career
Where the experience comes from
2022 – present
Fintech & Automation Consultant
Farrey Technology Partners, NJ
- Built a cost-optimization framework for a large fintech that delivered $150M in annual savings through process reengineering, vendor renegotiation, and realignment of the technology portfolio.
- Now building production web and mobile applications on Lovable — dashboards, analytics, time-series data platforms, and field-operations tools.
2020 – 2022
Managing Director, Technology — Automation, SRE & Cloud Provisioning
Barclays, Whippany NJ
- Led enterprise-wide automation as Head of Automation, achieving 3–5x annual ROI across technology and service operations.
- Cut technology provisioning time by 50% and lifted developer productivity by 20% with a strategic automation framework.
- Led a global team of 150 engineers.
2017 – 2020
EVP, CIO — Treasury, Merchant Services, Payments & Digital
Wells Fargo, San Francisco & Charlotte
- Ran end-to-end technology for a $7B business unit: 1,600 people, 500 applications.
- Delivered the industry's first commercially live Real-Time Payments (RTP) system.
- Architected the migration of many Bank products to the cloud and reduced outages by 50%.
- Rolled out Agile practices that cut hiring needs by 30% while increasing output.
2012 – 2017
Managing Director, Technology — Corporate & Investment Bank
JPMorgan Chase, Jersey City
- Owned a $150M budget and 1,200 engineers serving 50,000 corporate clients.
- Raised client satisfaction 35% and cut project run rates 25%.
- Modernized digital platforms, moving an independent product ranking from #4 to #1 globally.
- Reduced contractor reliance from 80% to 30% by building a durable in-house team.
Earlier
Head of Product & Technology — Application & Digital Store
Nokia
- Transformed the global mobile commerce platform, achieving 1,000% growth in key engagement metrics.
1999 – 2006
Global CIO & CTO
Monster Worldwide
- As first CTO, scaled revenue from $70M to $1.2B.
- Grew global technical operations from 20 to more than 1,000 staff across multiple regions.
Expertise
What's in the toolbox
Leadership & Strategy
Financial Services
Technology
Operations
Education
Where it started
Stanford Executive Program (SEP)
Stanford University
MS, Applied Mathematics & Computer Science
Worcester State University
BA, International Relations
Rochester Institute of Technology
Recognition
From the early web years
- InfoWorld “Top 25 Most Influential CTO”2001
- Computerworld Top 100 CIO2000
Need this on your side of the table?
If AI is the right answer, I’ll show you where. If it isn’t, I’ll tell you that too.
Tell me the outcome you need. I'll tell you what it takes, what it costs, and whether I'm the right person for it.